The first step to hiring a bankruptcy attorney is to get onto Google and start searching for bankruptcy attorneys in your local area.
When you are looking for bankruptcy attorneys you want to start paying attention to the reviews that are being left for them. You want to pay attention to the attorneys that have the most positive reviews.
From that point, you want to start paying attention to how long they have been in business. Nothing wrong with hiring a brand new bankruptcy attorney, however, they might not have the experience you need to handle your case successfully. It is best to make sure that they have been in business for at least five years.
What To Ask During The Initial Free Consultation
Most attorneys will offer an initial free consultation. You want to take advantage of this. While it is best to not waste anyone’s time, it is not wasting anyone’s time if you are interviewing your top three bankruptcy attorneys. During the initial interview, you should seek to understand the pricing structure and payment plans.
You should also get a good idea of how long the bankruptcy process will take. You should be able to get a good feel for the attorney and understand if you will communicate through email or text during the bankruptcy process.
During the initial interview, it is important to be prepared. You want to have all of your documents in working order. These documents will often include bills from your creditors to your bank account information. The attorney will need to have a firm understanding of how much you owe versus how much income you are bringing in.
Hiring a bankruptcy attorney will greatly increase your chances of filing successfully for bankruptcy, but it does not guarantee that it will happen. During the initial consultation, you will want to verify with the attorney that you do qualify for bankruptcy in your state. You want them to be able to give you a straight and direct answer. If they don’t then run.
If you are facing bankruptcy, then you might be wondering how you are going to be able to afford an attorney. Most attorneys are going to be willing to work with you regarding your finances. Many of them offer monthly payment plans. They understand that in seeking their help you are seeking to make a significant change in your life. Most are willing to help you out so that you can both benefit.
Bankruptcy Does Not Solve All Problems
It is important to understand that filing for bankruptcy will not solve all of your problems and it might not wipe out all of your debt. If you do not qualify for bankruptcy most bankruptcy attorneys will be able to help you restructure your debt so that your payments are at an affordable rate.
If you do end up having to file for bankruptcy it is important to understand that it will stay on your record for 10 years and probably destroy your credit. However, we understand that in many cases this is better than the alternative.
If you are looking for a Tulsa bankruptcy attorney, please feel free to contact us by clicking here.