The total number of road accidents, particularly car crashes, is happening more frequently as time goes on. After getting into a car accident, people may not be in their right mind to know what to do as they are likely to experience shock and fear. Check out this guide to understand the best way to deal with the post-accident situation.
Tips On What You Should Do Following A Car Accident
Here are the step-by-step tips you can follow right after getting into a car accident.
1. Stop driving
When you are in an automobile accident, you are legally required to halt at the site as soon as possible. Even if the collision is small, avoid fleeing the scene because it may result in legal action against you. In addition, make an effort to maintain your composure and avoid raising pointless arguments with others.
2. Check for injuries
Call for help from the nearby people if you are injured. It is better to avoid shifting if you are critically hurt, so wait for aid. If you suffer minor or no injuries, see if other people are wounded or not.
3. Come to the roadside
Move your car cautiously to the side of the road if you are not hurt and the collision is minor. This way, you can avoid hindering traffic on the road. In order to warn other vehicles to slow down, turn on the hazard lights and place reflective emergency triangles. It is better not to move the cars in case of a tragic collision or if someone is harmed. Even if you are not hurt, be cautious when exiting your automobile, especially if the collision happened on an expressway or busy street.
4. Contact the police
Contacting the police is crucial, regardless of whether the accident is a tiny crash or a severe collision. In a few states, it is a legal duty to call the police in case an accident happens. The responding officers will record the situation and fill out an accident report.
You can reach the closest police station and fill out a report yourself if the accident is minor and the police could not get to the accident scene. Your insurance provider might want a copy of the police report when you submit a claim so that it can be processed more quickly.
5. Document the accident
In order to safeguard yourself, it is better to take the following steps:
Know the officers
After the police enter, write down the name and badge numbers of the officers present at the accident site.
Obtain a copy
Find out where you may get a copy of the accident report by inquiring with the on-duty police officers. When you make an automobile insurance claim, the insurer could request a copy of the report.
Snap images of your automobile from all angles and capture the damage of the other vehicles involved to document the collision. Taking pictures of the license plate of the opposing vehicle can also be a wise idea. During the claims procedure, you might be able to provide pictures to your insurer to substantiate your claim.
Note down information
List down the details of everyone involved in the accident, including the other party and passengers.
Consult the witnesses
Note the names and contact details of any witnesses present at the accident site.
6. Call a tow truck
Your automobile could need to be towed to a collision repair facility, based on the extent of the damage. Roadside assistance is one of the perks of motor club membership, which is popular. A tow truck firm may be called by the police after they visit the accident site.
7. Inform your insurer and begin the claim procedure
Call your insurance provider as soon as possible and let them know about the accident so that a claim may be filed right away. Describe in detail the damages your car has incurred as well as any damages to third parties. Ensure that all of the information you provide is accurate because submitting false data could result in the denial of your claim.
8. Hire an attorney
Contacting a lawyer is one of the most crucial actions you have to do following an accident. Your lawyer can defend your rights and ensure that vital proof is not lost. Insurance companies frequently ask for statements right away following an accident. Before making such a declaration, it is crucial to get guidance from a legal adviser.
Your lawyer can provide you with suggestions on everything from how to ensure you receive the best medical care to how to get adequate compensation for your automobile. If you are the victim of an accident and suffered car crash injuries, it is best to hire a skilled lawyer by clicking here who can help you get the injury claim.
9. Submit Documents
After reporting an accident, you have to provide a few documents in order to make a claim on your auto insurance. The following papers are necessary:
- A duplicate of the current driver’s license
- The FIR in written form
- A copy of the vehicle registration document (RC)
- Copy of car insurance documents
- Costs for repairs
In order to accelerate the settlement of your auto insurance claim, keep all of these documents prepared and provide them as needed.
10. Car Insurance Claim Settlement
If the cashless claim settlement approach is used, your insurance company will finalize the insurance claim with the network garage once the repairs to your automobile are finished. The insurance provider will pay you back the money if you had your automobile repaired at a non-network shop. In order to ensure a quick claim reimbursement procedure, save all repair invoices and payment documents.
We have listed all the essential things you have to do after a car accident. It is best to contact a lawyer if you need assistance to deal with personal injury claims or vehicle insurance.